Dec
12
2009

Insurance for the Child’s Future

The child’s education was important investment for the family. Without education, impossible could hope for the better future for beloved children. The modern family now only is not interested big towards the child’s education but has prepared their educational schedule as early as possible, especially related the problem of the cost. Planning of the cost of the child’s education has usually been discussed between the husband and the wife since the first child was born. Apart from the life insurance and the other insurance that have been owned beforehand, the following priority for the family young was to buy the policy of the educational insurance for the first child.

The concept of the educational insurance was seen resembled educational savings that were held by the public’s bank. The benefit of the insurance was given was based on the level of the child’s education. The scheme of the educational fund is generally begun nominally 10% from the total money for the security (UP), and continued to improve to entered the level of education S1 that was larger his fund reached 50 % of the total money for UP. Plus, pocket money every month (or could be paid yearly) while the period went to class.

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Dec
12
2009

Comfortable by the Health Insurance

The health was the important factor in living. When being sick attacked, we only did not suffer externally and spiritually, but also bore the burden of economics for the maintenance cost, medical treatment and the risk of the production loss. So, the person did not only prevent himself from the illness but also protected the health himself and the family’s other member by buying the policy of the health insurance.

Moreover the person who has moved to the city’s community was increasingly susceptible to the illness, like the diabetes illness, the heart, hypertension and cancer. His cause in part because of pollution, the burden of the work and the change in the pattern of eating from natural materials to the processed food product.

The health insurance was insured towards the risk that was connected with the health of the customer. The health insurance scope usually covers the replacement for the cost treated, the operation, the purchase of medicine and the doctor’s service. Moreover, was gotten the specialist’s health insurance like the teeth insurance and the eyes insurance.

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Dec
12
2009

Primadonna the Insurance

The Indonesian insurance industry introduced the new product label the Link Unit to the market. This newest variant could it was hoped boost up the national insurance market share that up to now is not yet so significant. The unit link was the blend between the insurance and long-term investment. Be enough by buying one policy of the insurance, the customer could invest at the same time becoming participants in the insurance.

The protection that was given could take the form of the life insurance and the health insurance. The insurance company managed personally the insurance fund, whereas the investment fund was managed fully by Manager investment by using the system of management investment mutual funds. This product continued to experience the fast development and to have an interest taken in him by the community. The Asosiation data of the Indonesian Life Insurance (AAJI) the first semester 2007 mentioned, from the total income of the life insurance premium, 33.3% him came from the holder of the policy of the unit link. The number of companies that offered this product then continued to increase.

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