Importance Life Insurance

Indonesia was one of the countries where most of his inhabitants still not all that were aware of the need of the insurance, especially the life insurance. The term is, not yet the insurance minded. Most even more want to insured thing-goods like the house car etc. than his spirit. Discussed the life insurance indeed apparently still rather the taboo in Indonesia, because discussed concerning the matter that really was not wanted, that is the death.

In fact, like that normally is said by me, the risk not to be avoided, but to in-manage. The death could not be avoided. Anyone must die. By the life insurance, we could manage the risk of our death by leaving matters that be valuable and were useful for the family that we left when dying. So, if speaking the life insurance, please opened your thoughts to could discuss concerning the death.

If in developed countries like America, most of his inhabitants have been aware of the importance of the insurance so as often they looked personally for the insurance, in fact without was offered by the insurance agency. Necessary the life insurance? According to me, the life insurance was very important. Why? Along with this several examples of the case:

  1. By having the life insurance, I have given provisions for my family if I died, where the insurance company will pay an amount of money (money maker) to my heir, in this case my family. This money could be used for my cost etc. of children’s school.
  2. Experienced the body defect and could not work again, I will also get money for the security from the insurance company for my life provisions.

That was 2 examples was most general from the life insurance. If being widened again, in accordance with the product respectively the insurance company, still many others benefits from the life insurance, among them:

  1. When I was diagnosed was affected by the critical illness, the insurance company will pay an amount of money for my medical treatment cost. The critical illness kind was different for each insurance company, but that was general that like stroke, the heart disease etc.
  2. Apart from getting the medical treatment cost, I could be also released from the premium, so as if I must pay the premium for 10 years and in my 2nd year was diagnosed by the critical illness, then during my 8 further years was no longer necessary to pay the premium and even the insurance company that returned paid my premium, so as my savings in this insurance stayed proceeding.
  3. Enter the hospital? His cost was replaced by the insurance company. Please remember that the amount of money that was replaced not necessarily 100%, depended on his insurance product.

So concerning the benefit of the life insurance. Very short, but it is hoped for you who did not yet have the life insurance or that uptil now anti the life insurance could understand the importance of the life insurance for yourself and the family. Still a great number actually that could be written about the life insurance, but if the length will be bored. Was still being concluded by me previously posting this time. In posting-posting I was further, I will discuss one by one, little by little about this life insurance.


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